When shopping for a new car, the internet provides consumers with a wide range of financing options. Consumers are able to compare interest rates, educate and inform themselves about loan lenders, terms and payments and obtain pre-approval on loans to facilitate the new car negotiation process. Based on customer reviews and other resources, we’ve put together a list of the top 10 online lenders specializing in auto loans.
We rated InstantCarLoan.com is our top online auto loan provider. They have been providing people with all levels of credit safe & trusted car loans for over ten years. They can handle everything from 800+ credit scores to poor credit, past repossessions, and bankruptcies. They help over 30,000 people a month secure low interest new & used car loans. Don’t go into the car dealership without getting pre-approved for vehicle financing ahead of time. Give yourself the upper hand when negotiating a price on your next vehicle. There’s no cost to get a quote and no obligation. It’s fast,free & very simple.
Automotive.com has been helping consumers purchase new & used cars for nearly 15 years. Not only can they find you the best price on the vehicle of your dreams, but they can also match you with the perfect auto loan, at a great interest rate. From perfect credit to the credit challenged, Automotive.com will consider any finance application. Automotive.com is a secure site, so you know your personal information is safe. It only takes a few minutes to complete their short online form and you will have several loan offers available from which you can choose the one that best fits your needs.
USAA has been a trusted auto insurance and finance company for nearly a century and you can apply for low rates on new car financing, used car loans and auto refinance loans. Competitive rates for excellent credit start at 1.29% APR. If you’re current military, retired or a family member of a veteran, you qualify for USAA membership. Visit USAA.com to get started.
PersonalLoans.com makes it extremely simple to get a competitive interest rate auto loan without jumping through all of the hoops you would normally expect. With rates starting at 6%, you can apply for auto loans up to $35,000 in just minutes. PersonalLoans.com is a safe, secure way to get a loan for a new or used vehicle fast. . Visit PersonalLoans.com to get started.
Up2Drive.com is a part of BMW Bank of North America, one of the most reputable auto finance banks in the country. Up2Drive provides excellent finance rates for individuals with top credit score, but can also work with those who have bad credit. New car loans, used car loans as well as refinancing. The loan application is very simple, and once approved, you will receive a check from Up2Drive which you use like a personal check to pay for your vehicle. Apply here today.
myAutoloan has been recognized by the Better Business Bureau with an A+ rating for nearly 10 years. Their secure site ensures that applicants’ information is safe when applying online. myAutoloan offers refinancing on existing loans and all applications are accepted, no matter what your credit rating. myAutoloan reports savings of up to $700 when you refinance your current auto loan with them today. Visit their online loan application to get receive your quotes.
Web2Carz enables users to apply instantly for an auto loan and has auto loan coverage in all 50 states. Bad credit is not a problem. Applicants fill out a simple 2 page form to receive a no obligation auto loan quote from nationwide auto loan lenders. New, Used and refinancing loans are available for applicants with perfect too bad credit ratings. Simply enter your zip code to begin the application process.
Lending Tree is one of the top auto loan lenders. Providing you high quality tools and information, Lending Tree helps the consumer make an educated choice about the loan that is right for them. Lending Tree also offers local dealer quotes on new cars, low interest rates, and help the consumer with refinancing existing loans. Lending Tree also provides loans for used, as well as new, cars.
8.) Capital One
Capital One is known as being a respected provider of loans, and the company provides auto loans. With APRs as low as 2.99% and auto refinancing, consumers can shave hundreds of dollars from their monthly payments when compared to other car loans. Capital One also provides assistance for purchasing a new car, and offers pre-approvals to help consumers negotiate the best price for their new vehicle.
1 800 Autos Yes provides you with all the tools you need to make obtaining a new car loan as easy as possible. You can get auto loan quotes for new car financing, used car financing (dealer or private party) or refinance your current vehicle. The rates are extremely competitive, even for applicants with sub-par credit. Is’s definitely worth submitting an application and see what Autos Yes can put together for you. Visit 1 800 Autos Yes to get started.
Chase Auto Loans advertise new car loans with as little hassle as possible. Their easy to use system allows consumers to apply for a loan online in minutes. For Chase checking account customers, a discount of 0.75% on interest rates is applied. To complete the transaction, Chase will FedEx the paperwork to the applicant’s home or business for signatures, or the consumer may sign the paperwork at the nearest branch.