Government Credit Websites
USA.gov – Credit Bureaus and Credit Scoring – Receive official credit score facts & information regarding credit bureau reporting guidelines and contact information for all three credit reporting agencies.
FTC Credit Report Consumer Information – The FTC provides consumers free information on how to protect themselves against bad business practices, including identity theft, credit scams, faulty products and marketing and more.
AnnualCreditReport.com – A site developed by the three major credit reporting agencies, Experian, Equifax & Transunion to provide free annual credit reports to consumers as required by federal law.
Credit Reporting & Monitoring Services
FreeCreditReport.com – This service allows clients to pull their Experian reports, with FAKO scores, daily for $19.95 per month. A FAKO score is also provided.
FreeCreditScore.com – This service is well-known and also owned by Experian. This service provides bi-weekly FAKO score updates, along with monthly pulls from Experian. The monthly cost is $14.99.
MyFico.com – MyFico.com is not directly affiliated with any of the credit bureaus. MyFico.com offers quarterly FICO score monitoring services, along with a service named Score Watch. The MyFico.com Score Watch service is comparable to the Equifax Score Watch subscription for $14.95 per month. The quarterly FICO monitoring service monitors only the TransUnion FICO score and is available for $4.95 per month.
CreditKarma.com – CreditKarma offers free TransUnion pulls and give clients a summary of their report. A FAKO score is also provided. Though the information provided by CreditKarma is not detailed, the free service monitors clients’ TransUnion reports and they may obtain daily summaries from TransUnion.
StopIdentityFraud.org – A free resource for comparing the current credit monitoring services on the market, including options, pricing and plans.
Credit Repair Services
SkyBlueCredit.com – SkyBlueCredit will review your credit reports and find disputable items that could possibly be removed from your credit history, thereby helping to rebuild your credit score. Monthly service fee for this service is $49.oo/month.