Category: Credit Scores

5 credit issues that won’t damage your credit score


Depleting your banking account and losing your employment will not immediately change your credit score for the worse. Neither will not paying your rent. Actually, you might be in jail facing homicide charges, but providing your debts  were paid on moment,

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  • 15th Jul, 2013

Getting Your Credit Reports & Scores


While you’re cleaning up your debt, order copies of your credit reports, which are free, and your credit scores, which cost about $15, since the information contained in them will directly affect the interest rates you’re offered on credit cards,

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  • 28th Jun, 2013

Why You Need to Try Credit Karma for Free Credit Alerts

If you own a T.V. then you’ve undoubtedly heard of Credit Karma, the free service that provides consumers with a credit score on demand as well as free credit monitoring alerts. The credit score is a proprietary score named the

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  • 21st Jun, 2013

My Free Credit Report and Score Facts

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Your credit report and score tell creditors how responsible you are with your finances. A good credit rating shows that you pay your creditors on time and you don’t overextend yourself with credit. A good credit rating will not only

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  • 22nd Feb, 2013

4 Tips for Fixing Your Credit Score


Your credit score notifies lenders and others how well you manage your credit. The credit score is a numerical representation of the information recorded on your credit history report. Each of the three credit reporting agencies maintain a record of

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  • 12th Feb, 2013

Where Can I Get My 3 Credit Scores?


The Three Major Credit Bureaus The three major U.S. credit bureaus are: – Experian – TransUnion – Equifax Each credit bureau maintains a credit record for every person in the U.S. who has ever had a credit account or loan,

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  • 7th Feb, 2013

Are You Getting All 3 Credit Bureau Scores?

3 Credit Bureaus

Did you know that you have not just one, but 3 credit bureau scores? Many people refer to their credit score as if they had just one score, but everyone with a credit history has three scores. Each credit reporting

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  • 5th Feb, 2013

Where Can I Check My Credit Score for Free

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If you plan to apply for a credit card, purchase home or car insurance or apply for a car loan, you need to know your credit score in advance. Even when you lease an apartment or apply for certain jobs,

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  • 27th Jan, 2013